How Can Dell Disability Lawyers Help You?

Five Ways We Help Get Your Disability Benefit Paid

Dell Disability Lawyers offers disability insurance lawyer representation anywhere you live in the United States. Our long term disability insurance attorneys can represent you at all stages of a claim for disability insurance benefits in both private policy and group disability (ERISA) claims.

Our law firm has over 45 years of litigation experience against every major disability insurance company in courts throughout the country and has achieved successful outcomes for tens of thousands of clients. We have the financial resources, skill and determination to battle the multi-billion dollar disability companies that we face on a daily basis. We are committed to delivering you the highest quality legal work and client service whether you are hiring us to help you apply, manage your claim, appeal a denial, file a lawsuit or negotiate a buyout settlement.

Submit A Strong Appeal Package
Our Disability Lawyers Help Write Your ERISA Disability Appeal Letter

If your disability insurance benefits have been wrongfully denied, then our LTD attorneys know exactly what it takes to get your disability claim approved.

You only get once chance to submit an Appeal, therefore every piece of evidence that will support your disability claim must be included. The goal is to win your disability benefits at the Appeal level, but while preparing your Appeal you must consider how a federal judge will review your disability claim if your benefit denial is upheld.

Preparing a strong disability appeal package is an art that requires you to understand how the courts interpret your disability policy language, ERISA regulations / laws, and how to strategically present evidence in support of your definition of disability. We encourage you to contact any of our disability insurance attorneys for a free immediate review of your disability denial.

Disability Insurance Appeal
Sue Your Disability Insurance Company
A Disability Lawyer Guide For an ERISA Disability Benefit Denial Lawsuit

98% of the disability insurance lawsuits filed by our law firm have resulted in either the payment of benefits or a lump-sum settlement agreement.

Our disability insurance lawyers have filed ERISA-governed and private policy disability insurance lawsuits against every major disability insurance company in state and federal courts nationwide. We love fighting for the little guy against the multi-billion dollar insurance company giants.

We have recovered over two billions of dollars for our clients and we would like to provide you with a free review of your disability benefit denial. There are many complex factors in a disability benefit lawsuit and the legal battle to win long term disability insurance benefits can be fierce.

Disability Insurance Lawsuit
Get Your Disability Application Approved
Don’t Apply For Disability Benefits Without a Lawyer

Our goal is to get your application for disability insurance benefits approved.

Applying for disability insurance benefits can be a difficult process and the information you provide is critical. Most disability insurance companies look at your application in hopes of finding a reason to deny your claim. Your disability company will ask you to complete numerous forms, interview you, request lots of information, speak with your doctors and possibly request to have you examined by their hired gun doctor.

Our disability insurance attorneys have helped thousands of claimants throughout the United States. We will guide you through the entire application process to give you the best chances of getting your claim approved on the first attempt.

Apply for Disability Insurance Benefits
Prevent A Disability Benefit Denial
Why Our Disability Lawyers Should Handle Your Long Term Disability Benefit Claim Monthly

Approval of long-term disability benefits is a continuous process as every disability insurance company will evaluate your eligibility for benefits on a monthly basis. You can never let your guard down and assume that your disability company will continue to pay your benefits for as long as you think you need them. Our team has been managing disability claims for thousands of clients with disability insurance benefits for over 45 years.

Dell Disability Lawyers provides a flat-fee monthly service for managing claims. We will handle every aspect of your long-term disability claim and do whatever it takes to make sure you are paid every month.

Monthly Claim Handling
Negotiate a Lump-Sum Settlement
Our Disability Lawyers Can Maximize Your Disability Lump Sum Buyout or Settlement

Let's discuss if a lump-sum settlement or buyout of your disability insurance claim is both available and makes financial sense for you.

Our long-term disability lawyers have negotiated more than five-hundred million dollars in disability insurance buyouts and we know how to get you a maximum settlement. A disability insurance company is not required to offer a buyout and not every disability company offers them. We work closely with actuaries, financial consultants and treating physicians in order to maximize a buy-out offer.

Disability Buyout Settlement

Dell Disability Lawyers Know What It Takes To Get Your Disability Benefits Paid

The Dell Disability Lawyers team of 	disability insurance attorneys

We have helped tens of thousands of claimants throughout the United States to collect over two billions of dollars in disability insurance benefits from every major disability insurance company.  In more than 98% of our cases, our long term disability attorneys have been able to either get our clients paid monthly disability benefits or obtain a one-time lump-sum settlement.

Our attorneys have seen it all when it comes to disability insurance claims and we know exactly what it takes for your disability claim to be approved. We welcome you to speak with a disability insurance lawyer for a free immediate review of your disability claim. We also invite you to visit and subscribe to our YouTube channel where we have more than 1000 videos and provide weekly tips to help protect your disability benefits.

Resources to Help You Win Disability Benefits

374 Our Resolved Claims

Our Resolved Claims

Showing 4 of 374 Our Resolved Claims

Sun Life Wrongfully Denies Disability After Paying For 23 Months

We represent a 57 year-old claimant who’s occupation was selling commercial vehicles for many years.  Her job was very physical as it required her to climb in and out of semi-trucks multiple times a day as well as operate them which was very strenuous. She went out of work in due to ongoing and severe debilitating right hip, low back, and bilateral knee pain...

Nurse Denied Long-term Disability Benefits by Lincoln After the Definition of Disability Changed

Our client, a registered nurse for Dignity Health, found herself in a difficult situation after being diagnosed with lumbar spondylosis and left knee arthritis. She continued to work, however, struggled while attempting to work through chronic lower back pain and left lower extremity radicular symptoms on a daily basis. Sadly, her condition failed to improve and...

Lincoln Reverses Decision to Terminate LTD Benefits of Corporate Attorney after Dell Disability Lawyers Appeals the Decision

The claimant is an 64 year old former Corporate Attorney and at a prominent Florida business law firm who was forced to cease working in his highly successful and rewarding profession, job, and career on January 27, 2021, and to seek disability compensation under his policies with Lincoln due to severe symptomatology stemming from or following a viral COVID-19 i...

Transportation Manager with Brain Injury Wins Unum Disability Benefit Appeal

Unum unjustly terminated our client’s long term disability claim after it had approved and accepted liability for six months. Unum unreasonably concluded, without any evidence of improvement, that the claimant had resumed the sustained work capacity to perform the material and substantial duties of her high level occupation as a Transportation Division Manage...
651 Answered Questions by Our Lawyers

Answered Questions by Our Lawyers

Showing 4 of 651 Answered Questions

Q: Individual disability policy - mental disorder claim

Answered on April 12th 2024 by Attorney Alex Palamara
A: Ron, it can certainly be an issue for the claim. However, as you noted, it can be somewhat common in a MH situ...

Q: NYL LTD also have LLC

Answered on April 12th 2024 by Attorney Alex Palamara
A: LLC and LTD,Your ownership and income of the separate LLC should not impact your ability to receive LTD bene...

Q: Do I have an option after my appeal is denied?

Answered on April 10th 2024 by Attorney Gregory Dell
A: Lauren:If your appeal is denied by MetLife then you have the option to file lawsuit in federal court.

Q: Can receiving a Unum group LTD benefit settlement lower my SSDI benefit?

Answered on March 29th 2024 by Attorney Gregory Dell
A: Jeff,The acceptance of a Unum Lump Sum Buyout offer should not reduce your ssdi benefit. You should contact ...
642 Disability Insurance Company Reviews

Disability Insurance Company Reviews

Showing 4 of 642 Disability Company Reviews
Sedgwick

AT&T Was Great and Sedgwick Horrible

Reviewed by From a great job to a complete nightmare on March 20th 2024   Verified Policyholder | March 2024 date of disability
My Physician recommended that I take some time from a toxic environment after several deaths in my family coupled with AT&T trying to run tenured employees out of the door...
New York Life

Keeps claiming they will not approve claim for pre existing conditions but my illness is not preexisting

Reviewed by M.T. on February 15th 2024   Verified Policyholder | May 2023 date of disability
I have been appealing a claim for LTD for 8 months! New York Life keeps claiming they will not approve claim for pre existing conditions but my illness is not preexisting ...
Reliance Standard

Staff Lie

Reviewed by Tanya on February 12th 2024   Verified Policyholder | August 2021 date of disability
I had my disability cut off the day I was scheduled to find out whether I should have surgery. The claims examiner was aware that I had an appointment on that date and sai...
Hartford

Former Hartford employee has had life insurance and accidental death policy's revoked for one late premium payment

Reviewed by Becky H. THOMAS on February 12th 2024   Verified Policyholder | February 2024 date of disability
Dislike how they are constantly interrupting the lives of their disabled EE's whom are entitled to benefit which they paid into out of there pay check every pay period onl...
875 Helpful Videos

Our Recent Disability Videos

Showing 12 of 875 Disability Videos
765 Disability Lawsuit Stories

Disability Lawsuit Stories

Showing 4 of 765 Disability Lawsuit Stories

Reliance Standard Disability Denial Upheld Due to Claimant's Lack of Strong Medical Record Support

In the case of Amy Wright v. Reliance Standard Life Insurance Company (Reliance), Plaintiff was the vice-president of health information services at Integrity Health Care when she stopped working on August 7, 2017. She brought claims for benefits under an LTD insurance policy and a waiver of premiums under a life insurance policy.In order to be approved for LTD benefits, Plaintiff ...

Unum Wrongfully Terminated Disabled Lawyer’s Disability Claim of Depression and Anxiety Despite Improvement in His Condition

This Unum lawsuit and appeal in federal court is a great victory for all Unum disability claimants. This case supports all claimants that are disabled and claim that they cannot return to work as the requirements of their job will aggravate their symptoms and make them unable to work.Mark was a personal injury litigation attorney, when he began struggling with symptoms of...

Federal Court Overturns Aetna Denial Of Disability Benefits

In the recent case of Ferrin v. Aetna Life Ins. Co. a federal judge from the Northern District of Illinois determined that Aetna improperly terminated Ferrin’s claim for long term disability benefits and ordered Aetna to reinstate Ferrin’s claim and pay all past due benefits with interest. Prior to filing for long term disability Ferrin was an employee of Southwest Airlines. In 2008, while at work, she suf...

Court Finds Irregularities in Procter & Gamble Long Term Disability Benefit Denial

In ERISA cases filed in a district court asking for judicial review of a plan administrator's denial of benefits, the court is generally limited to considering only the administrative record that was before the plan administrator. The case of Robert Stallings v. The Proctor & Gamble Disability, Committee, et al., is an example of how plaintiffs with cases filed in a District Court that is under the jurisdi...
330 Disability Benefit Tips

Disability Benefit Tips

Showing 4 of 330 Disability Benefit Tips

Disability Benefit Denial Reason #5 – Your Medical Evidence is Weak

If you're seeking long term disability benefits from an insurance company, you may be concerned that you're facing an uphill battle. Fortunately, the stronger your medical evidence, the greater the odds that your claim will be approved. On the other side of the coin, one of the most common reasons for denial of long term disability benefits involves too-weak med...

Disability Benefit Denial Reason #4 - Your Doctor Is Misled By the Disability Company

When you're seeking disability benefits under a long term disability policy, your medical records and treating physician's statement are two of the most important components of your claim. But because the insurance company has a vested interest in denying your disability insurance claim, it often will rely on tactics like ambushing your doctor with a phone call ...

Disability Benefit Denial Reason #3 - Video & Social Media Surveillance

One thing many long term disability claimants don't know about (or expect) from the claims review process involves video and social media surveillance. Disability insurance carriers often hire people to follow claimants around with a telephoto lens - or even send social media friend requests from fake accounts - to glean whatever information they can about the c...

How Do You Fight a Long-Term Disability Denial?

Getting a denial letter from your disability insurance company is one of the ultimate insults. You are sick and not able to work, yet your disability insurance company is telling you to return to work. The disability insurance company has denied your disability benefit claim and is basically calling you a liar. When receiving a disability denial letter...
Everything You Must Know About Your Disability Insurance Company

Learn How Your Disability Company Acts and Thinks

You can greatly increase your chances of long term disability insurance benefit approval by learning all about the claim handling tactics of your disability insurance company. We have tons of helpful information available and we are constantly updating our site on a weekly basis.